Do You Qualify for TDIU Benefits?

TDIU, or Total Disability Individual Unemployability benefits, exist for the good of veterans who have suffered in the service of their country and cannot work because of their service-related disabilities. A TDIU lawyer with experience here in the Chicago, IL area can help you understand whether you’re eligible, gather the evidence you need to prove it, and fight for you if you’re initially denied.

Do You Qualify for TDIU Benefits?

To qualify for TDIU, you must be able to demonstrate that your service-related disability is what is keeping you from gainful employment. At a minimum, you must have a 60% disability rating for a single disability that’s connected to your service or a combined rating of at least 70%, with at least one of those disabilities rating 40% or more. Essentially, this means the condition must be pretty severe, and it must be very clearly connected to your service.

Both physical and mental disabilities can be taken into account when figuring TDIU eligibility. However, the VA will only consider disabilities that you can directly link to your service, and that’s going to take a lot of medical evidence, comprehensive documentation from your service, and a full employment history. In most cases, legal representation is the only way to get through the appeals process with any hope of success if you’re initially denied.

What Is “Substantial Gainful Employment?”

Your disability must prevent you from having “substantial gainful employment,” and this is defined as work that gives you enough income to exceed the federal poverty level each year. What that poverty level is changes a bit each year, but that’s the benchmark that will be used. Thus, even if you’re able to do some work, so long as you don’t go over the federal poverty level, you can still qualify for TDIU.

In 2025, the poverty level for a single person living in the 48 contiguous states is $15,650 in annual income. For a couple, it is $21,150, and for households with more people, the amount goes up by $5,500 for each person.

What Is a “Service Connection?”

The most important step in your application for TDIU benefits will be establishing a connection to your service. You’ll need to show strong evidence, which should include medical records documenting the onset of your disability and its progression and which clearly link it to your service. You’ll also need service records that show what duties you had and any incidents you were involved in that could have caused your condition or made it worse.

Talk With a TDIU Lawyer Today in Chicago, IL

While TDIU benefits are designed to protect veterans and offer some recompense for what they’ve suffered in the service of our country, the process of getting the benefits you are owed is often frustrating and difficult. If you have questions about your TDIU eligibility, need to bring a claim, or want to appeal a denial, reach out to us today at the Comerford Law Office in Chicago, IL. We also have offices in Jonesborough, TN and Highland, IN. 

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